State Farm® Insurance Agent Lem Howard

"I had a great experience working with Pat at State Farm. Pat was professional, patient, responsive, and took the time to answer my questions and explain my options clearly.
I especially appreciated being offered competitive rates while still receiving attentive, personalized service. The entire process was straightforward, and I never felt rushed or pressured.
It is refreshing to work with someone who genuinely listens and makes sure you understand your coverage options.
I would definitely recommend Lem & Pat to anyone looking for excellent customer service and competitive insurance rates."

"My State Farm agent Patricia Richardson is very helpful and always professional. She takes her time explaining everything about you policies to you and she is always nice and very pleasant to talk to."

"Very professional,respectful and patient"

"Pat Richardson, Is an Angel sent from God. Her patient, language, demeanor, her willingness to assist with everything and she takes the time to explain things, and even though I can’t see her you can always tell it’s done with a SMILE.
Pat is an asset to State Farm. It’s rare to see someone take “Pride” in what they do. She always give her BEST. It’s because of her that I am still with State Farm..
Love you Pat.. Thanks for all you do to ensure I understand my policies."

"Mrs. Pat is always kind and so helpful. She is available to answer questions and give information that is needed. I love my office that serve me. Thanks for working in excellence every
interaction. Lem Howard Office is superb!
Thank you"

"I have had very good service from miss Pat she just hasnt taken me out to eat."

"Pat is always kind and professional! Thanks Pat!!!"

"Wanted to give a shout out to my favorite representative!! Ms. Pat Richardson.. Thank you for outstanding service you bring.. At Lem Howard- Statefarm"

"Ms. Pat has been absolutely wonderful! Since I moved to Georgia almost five years ago, she has consistently taken excellent care of all my insurance needs. She is knowledgeable, responsive, and always takes the time to answer my questions and make sure I have the right coverage.

If you’re looking for an insurance agency that truly values its customers, I highly recommend Lem Howard’s office. This team provides outstanding customer service and makes the entire process easy and stress free. I couldn’t be happier with the care and professionalism I’ve received over the years."

"Lem Howard is knowledgeable, professional
and straight to the point. Said I would save money by switching to State Farm and he was correct!"

"Pat is the best! We’ve been working with her and Lem for over 15 years!"

"I appreciate the great customer service I always receive from Lem Howard office, Ms. Pat. I have been with State Farm over 30 years and they have never failed to address my needs. I have multiple policies, home, auto multiple cars, life insurance, and landlord policy."

"Pat is always compassionate knowledgeable and very helpful."

"I highly recommend Mrs Pat for her outstanding service and professionalism. She helped me out of a real bind when I needed it most, taking the time to understand , and find the best solution. I'm truly grateful for their dedication and would confidently recommend her to anyone looking for an insurance agent who goes above and beyond for their clients."

"Ms Pat is awesome. Been with them for 9 years."

"I'm so glad when I got frustrated with my then Insurance company and decided to call State Farm. I spoke with Mr. Lem Howard, he was absolutely delightful. He made my stay on the phone with him very assuring. I disliked the other insurance company so bad. Every month they went into my account and took my hard working money out, I had the worst buyer's remorse, (they were so bad). This is the best decision I've made when I fired them. I have peace of mine since I spoke with Mr. Lem Howard. I can afford my car insurance payment and still save money and that surplus is what the other insurance company would take. Bless God I changed insurance company and bundle car and house insurance with a far exceptional deal. Thank you Mr. Lem Howard."

"I have been with Lem Howard for 20 plus years and it was always a pleasure to talk to Miss Patricia. I thought of leaving state farm before because of the increase in pricing but I stayed because of Miss Patricia. I know loyalty do not mean anything to companies anymore but having great customer service is priceless. thank you Miss Pat for all of your help."

"Pat Richardson of the Lem Howard - State Farm Insurance Agency has always taken great care and concern of my godmother's affairs. She is warm, inviting and aways has a kind word to share. Thank you, Pat, and may God continue to bless you and the agency richly! Janetta Peters"

"Mrs Pat was very helpful, with a kind Spirit . She took her time and walk me through each step when I didn't understand somethings. She made sure she walk me through it and we got the job done together Gracefully. Thanks I now have life insurance."

"Pat Richardson has been very informative and honest in responding to any questions I asked. I am happy with the services I have received from her and, because of her I have stayed with State Farm."

"I’ve been using Pat Richardson through Lem Howard/State Farm since 2022 for homeowners, rental, and auto insurance. I have been extremely happy with the service, availability of the agent, accessibility using the app. They are always very responsive and informative. I plan to continue to use them in the future."

"Ms Pat Richardson is the light that keep state farm burning she's she's true to her word the reason I'm still with state farm she deserves a big raise ASAP one word to describe her CLASS!!!"

"I have always received good advice when contacting Pat Richardson at Lem Howard’s office. She is patient to explain all of your options."

"Ms Pat has always been helpful and efficient and gathering and presenting information"

"I have been a client with Lem’s office for decades, and have worked with Pat most of those years. She is exceptional. She is kind, caring, empathetic and extremely knowledgeable. I have never asked a question or made a request that she couldn’t answer. She’s been there through great moments and some of the most painful. And she always responds with empathy and professionalism.

I cannot imagine working with anyone else for any of my insurance needs."