Lem Howard

Welcome to the Lem Howard State Farm Office—your trusted partner for making smart, well-informed insurance decisions for you and your family. It’s a great time to review your coverages with our dedicated team so you can stay focused on protecting what matters most.

Located in Stonecrest, Georgia, our office helps you assess your needs and find insurance options that support your family’s lifestyle and goals.

Whether you’re new to insurance, looking to make updates, or simply want to review what you already have, we’re here to deliver a personalized, convenient experience. Let us guide you confidently through your next steps. We offer a full range of State Farm products, including:

• Auto Insurance

• Home Insurance

• Life Insurance

Proudly serving all of Georgia—including Stone Mountain and Decatur—we make insurance simple for Good Neighbors across the state. Not sure where to begin? We can create a tailored Personal Price Plan® to bundle coverages and fit your unique needs. Contact us today to see how we help protect your dreams and security.

A little about me

I’m a native Atlantan and a proud University of Georgia graduate. Outside of work, I enjoy skiing, traveling, and staying active—plus coaching sports and supporting the community through groups like Habitat for Humanity and local food initiatives. Whether you need a quote, want to review your current coverage, or just want to stop by for a friendly chat, we’d love to meet you. Give us a call or visit us soon!

Local State Farm Agent in Stonecrest/Lithonia, GA Proudly serving Georgia residents since 1999

Insurance options we help with:

• Motorcycle and Auto Insurance

• Business Insurance

• Renters Insurance

• Home Insurance

• Life Insurance

• Condo Insurance

• Pet Insurance (our office is pet-friendly)

Serving DeKalb County and surrounding areas, including Atlanta, Tucker, and beyond.

Frequently Asked Questions (FAQs)

Q: What's an effective way to get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. In and around the metro Atlanta area. You can count on Lem for personalized service.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. For personalized coverage in Lithonia, GA, reach out to Lem.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Lem is here to help your Stonecrest/ Lithonia household feel covered.

Q: What should I know about life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Looking for coverage? Talk with Lem about your options in Stonecrest/ Lithonia.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Lem is proud to serve the Stonecrest/ Lithonia community.

Q: What kinds of things does renters insurance protect?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Serving Lithonia and the surrounding area, Lem can help answer your questions.